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PRF, or Pasture, Rangeland, and Forage crop insurance, is a federal program that covers forage production for livestock when rainfall is below average. It is an area-based policy that uses a rainfall index to monitor precipitation within a grid, not the specific conditions of an individual farm. If the rainfall in a policyholder's grid drops below their selected "trigger" level, a payment is made to help cover costs like replacement feed or increased irrigation expenses
